UK invoice finance comparisons
Side-by-side comparisons of UK invoice finance providers. Each matchup covers advance rate, setup speed, transparency, minimum turnover and best-fit. We group by buyer segment so the comparisons stay semantically meaningful.
Looking for an editorial deep-dive on a specific matchup? See our /compare/ pages.
Comparisons at a glance
| Comparison group | What it covers | Matchups |
|---|---|---|
| High-street clearing banks | Clearing-bank facilities: larger tickets, deeper relationships, slower setup | 5 |
| Independent providers | Independent lenders: flexible underwriting, sector specialism, mid-market tickets | 4 |
High-street clearing banks
- HSBC Invoice Finance vs NatWest Invoice FinanceTwo UK clearing bank invoice finance arms compared on advance rate, fees and decision pattern.
- Lloyds Bank Commercial Finance vs NatWest Invoice FinanceClearing bank invoice finance: NatWest Commercial Services vs Lloyds Commercial Finance.
- Barclays Invoice Finance vs Lloyds Bank Commercial FinanceBarclays vs Lloyds for UK invoice finance: rate, ticket and existing-relationship policy.
- Barclays Invoice Finance vs HSBC Invoice FinanceTwo UK Big Four invoice finance providers compared on confidential vs disclosed terms.
- HSBC Invoice Finance vs Santander Invoice FinanceSantander vs HSBC for UK invoice finance: smaller-ticket appetite vs trade-finance integration.
Independent providers
- Aldermore Invoice Finance vs Novuna Business FinanceTwo UK independent invoice finance providers compared on rate transparency and underwriting.
- IGF (Independent Growth Finance) vs Time FinanceTwo UK independent providers compared on ticket, sector and confidential availability.
- Aldermore Invoice Finance vs Ultimate FinanceTwo UK independents compared on advance rate, setup speed and minimum turnover.
- IGF (Independent Growth Finance) vs Novuna Business FinanceTwo UK independents compared on rate, ticket and sector appetite.
Most searched matchups
The provider pairings people look for most on this site, ordered by how often they appear in Google search results over the last 90 days.
- Barclays Invoice Finance vs HSBC Invoice Finance
- Funding Circle vs iwoca
- Barclays Invoice Finance vs Lloyds Bank Commercial Finance
- HSBC Invoice Finance vs NatWest Invoice Finance
- Close Brothers Invoice Finance vs Touch Financial
- Close Brothers Invoice Finance vs Ultimate Finance
- Close Brothers Invoice Finance vs Time Finance
- HSBC Invoice Finance vs Santander Invoice Finance
- Lloyds Bank Commercial Finance vs NatWest Invoice Finance
- Hydr vs iwoca
- Funding Circle vs Swoop Funding
- Aldermore Invoice Finance vs Ultimate Finance
All other matchups
Independent providers
- Allianz Trade vs Close Brothers Invoice Finance
- Close Brothers Invoice Finance vs Novuna Business Finance
- Close Brothers Invoice Finance vs IGF (Independent Growth Finance)
- ABC Finance vs Close Brothers Invoice Finance
- Close Brothers Invoice Finance vs eCapital
- Aldermore Invoice Finance vs Bibby Financial Services
- Allianz Trade vs Bibby Financial Services
- Bibby Financial Services vs Novuna Business Finance
- Bibby Financial Services vs Time Finance
- ABC Finance vs Bibby Financial Services
- Bibby Financial Services vs eCapital
- Bibby Financial Services vs Touch Financial
- Skipton Business Finance vs Ultimate Finance
- Time Finance vs Ultimate Finance
- ABC Finance vs Ultimate Finance
- eCapital vs Ultimate Finance
- Touch Financial vs Ultimate Finance
- Aldermore Invoice Finance vs Allianz Trade
- Aldermore Invoice Finance vs Novuna Business Finance
- ABC Finance vs Aldermore Invoice Finance
- Aldermore Invoice Finance vs eCapital
- Aldermore Invoice Finance vs Touch Financial
- Allianz Trade vs Novuna Business Finance
- Allianz Trade vs Skipton Business Finance
- Allianz Trade vs IGF (Independent Growth Finance)
- Allianz Trade vs Time Finance
- ABC Finance vs Allianz Trade
- Allianz Trade vs eCapital
- Allianz Trade vs Touch Financial
- IGF (Independent Growth Finance) vs Novuna Business Finance
- Novuna Business Finance vs Time Finance
- ABC Finance vs Novuna Business Finance
- eCapital vs Novuna Business Finance
- Novuna Business Finance vs Touch Financial
- IGF (Independent Growth Finance) vs Skipton Business Finance
- Skipton Business Finance vs Time Finance
- ABC Finance vs Skipton Business Finance
- eCapital vs Skipton Business Finance
- Skipton Business Finance vs Touch Financial
- IGF (Independent Growth Finance) vs Time Finance
- ABC Finance vs IGF (Independent Growth Finance)
- eCapital vs IGF (Independent Growth Finance)
- IGF (Independent Growth Finance) vs Touch Financial
- ABC Finance vs Time Finance
- eCapital vs Time Finance
- Time Finance vs Touch Financial
- ABC Finance vs eCapital
- ABC Finance vs Touch Financial
- eCapital vs Touch Financial
Provider vs MarketInvoice
How a single named provider compares against MarketInvoice's whole-of-market comparison and introduction service.
- Sonovate vs MarketInvoiceUK recruitment-finance market leader with embedded pay-and-bill, compared with using a comparison site.
- Quba Solutions vs MarketInvoiceSmaller independent recruitment and contractor finance provider, weighed against the wider UK market.
- Bibby Financial Services vs MarketInvoiceThe largest UK independent invoice finance lender, set against whole-of-market comparison.
- Aldermore vs MarketInvoiceChallenger-bank invoice finance lender, compared with using a comparison site.
- Triver vs MarketInvoiceAI-powered single-invoice fintech lender, set against the wider UK market.
- Capitalise vs MarketInvoiceAnother UK invoice finance comparison service, contrasted on how enquiries are handled, advisor model and fees.
Looking to switch from a specific provider?
If you already have a provider in mind and want the strongest alternatives to it, see our alternatives guides, comparing the strongest options against each named UK invoice finance provider in our directory.
Frequently asked questions
What is the difference between the /vs/ and /compare/ pages?
The /vs/ pages are quick provider-versus-provider matchups grouped by buyer segment, covering advance rate, setup speed, transparency and minimum turnover. The /compare/ pages are longer editorial deep-dives on a specific matchup or product question. Use /vs/ to shortlist, then /compare/ for the detail before you decide.
Why are the comparisons grouped by segment?
Comparing a clearing bank against a fintech single-invoice provider is rarely a like-for-like decision. Grouping matchups into high-street banks, independents, recruitment specialists and fintech keeps each comparison semantically meaningful, so you weigh providers that genuinely compete for the same kind of business.
Does MarketInvoice lend, or just compare?
MarketInvoice does not lend. It is an independent whole-of-market comparison and introduction service operated by Best Business Loans Ltd (16833937). We compare UK invoice finance providers across these matchups; if you ask for quotes, eCapital, our introduction partner, handles your enquiry, and the lender, not MarketInvoice, sets your rate.
Last updated: . Editorial by Oliver Mackman, Director, Best Business Loans Ltd, which owns and operates Market Invoice.