ABC Finance vs Touch Financial: UK Invoice Finance Comparison 2026
See how ABC Finance compares to Touch Financial side by side, then get three tailored quotes to weigh alongside them. Free, no obligation, and nothing to pay if you decide not to proceed.
Start here: what fits your business?
ABC Finance and Touch Financial are both UK invoice finance brokers rather than lenders, so their published terms look near-identical by design: the funder each one introduces you to sets the actual rate, advance and minimum turnover. The real comparison is product breadth, funder panel and service model, not headline price. ABC Finance advances up to 95% (funder dependent), setup typically in 10 to 20 working days; Touch Financial advances up to 100% (funder dependent), setup typically in 1 to 2 working days (funds released). Neither sets its own minimum turnover: the panel funder you end up with does. Read the side-by-side below, then jump to the "when X wins" sections.
Side-by-side
Full reviews: ABC Finance · Touch Financial
| Compared on | ABC Finance | Touch Financial |
|---|---|---|
| Product type | Commercial finance broker (lender panel) | Invoice finance broker (lender panel) |
| Min turnover | No single minimum; each panel funder sets its own | No single minimum; each panel funder sets its own |
| Advance rate | Up to 95% (funder dependent) | Up to 100% (funder dependent) |
| Typical fee | Funder rates (ABC publishes market ranges only) | Funder rates; no broker fee to client |
| Confidential available? | Yes | Yes |
| Factoring available? | Yes | Yes |
| Setup speed | 10 to 20 working days | 1 to 2 working days (funds released) |
Sources for these figures: ABC Finance: broker with a wide lender panel; market ranges for advances and fees · ABC Finance: process usually takes two to four weeks · Touch Financial: advance rate, funds within 24-48 hours, "a broker not a lender"
When ABC Finance wins
- Invoice finance brokering across a wide lender panel.
- Also covers bridging, asset and property finance.
- Publishes clear guidance on typical market fees and process.
- Helpful where a business needs several facility types.
Best for
Owners wanting one broker for several products, Bridging or commercial mortgage borrowers who also need invoice finance, Property-plus-trading businesses.
Watch outs
- A broker, not a direct lender.
- Underwriting and rate set by the funder.
- Invoice finance is one of many product lines.
When Touch Financial wins
- Brokering across a panel of UK invoice finance lenders.
- No fee charged to the client; commission paid by the funder.
- Single application routed to multiple providers for comparison.
- Handles factoring, confidential discounting and selective facilities.
Best for
SMEs wanting one application sent to several funders, Businesses unsure which lender fits, Comparison-led buyers.
Watch outs
- A broker, not a lender, so it does not set rates or underwrite directly.
- Final terms and speed depend entirely on the chosen funder.
- Panel may not include every UK provider.
FAQ
ABC Finance or Touch Financial: which is the better fit for UK invoice finance in 2026?
ABC Finance is the stronger fit for owners wanting one broker for several products; Touch Financial fits SMEs wanting one application sent to several funders better. The "when X wins" sections above break this down by profile, and the commercials are covered in the next question.
How do ABC Finance and Touch Financial price their facilities?
Pricing: ABC Finance, funder rates (ABC publishes market ranges only); Touch Financial, funder rates; no broker fee to client. The table above sets advance rate, setup speed and minimum turnover side by side.
Can I get a confidential facility with either ABC Finance or Touch Financial?
Both ABC Finance and Touch Financial offer confidential invoice discounting (your customers are not notified).
Where does each one struggle?
ABC Finance is the wrong fit for direct-lender relationship preference. Touch Financial is the wrong fit for businesses wanting a direct lender relationship. If either describes your business, browse the side-by-side or get 3 free quotes through our quote form.
Can Market Invoice help me choose between ABC Finance and Touch Financial?
Yes. marketinvoice.co.uk is an independent comparison and introducer service operated by Best Business Loans Ltd (company 16833937), and is not tied to either provider. Share your turnover, sector and debtor profile and eCapital, our introduction partner, handles your enquiry and comes back to you with quotes, with no obligation to proceed.
Related
- Full ABC Finance review
- Full Touch Financial review
- Close Brothers Invoice Finance vs Ultimate Finance
- Aldermore Invoice Finance vs Close Brothers Invoice Finance
- Allianz Trade vs Close Brothers Invoice Finance
- All UK invoice finance comparisons
- Browse every reviewed UK invoice finance provider
- UK invoice finance by region
Sources
- Rates, advance percentages and product details checked against ABC Finance's own site.
- Rates, advance percentages and product details checked against Touch Financial's own site.
- ABC Finance: broker with a wide lender panel; market ranges for advances and fees
- ABC Finance: process usually takes two to four weeks
- Touch Financial: advance rate, funds within 24-48 hours, "a broker not a lender"
Get 3 free quotes
Tell us monthly turnover, sector, debtor profile and whether the facility needs to be confidential. eCapital, our introduction partner, handles your enquiry and comes back to you with quotes. Free, and no obligation to proceed.
Get my 3 quotes →Best Business Loans Ltd (16833937), directed by Oliver Mackman, owns and operates Market Invoice. Last updated: .
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How we make money: Market Invoice is an independent comparison service, not a lender. Our introduction partner pays us a fixed fee for each business we introduce, whether or not you go ahead; you never pay us and it is never added to your costs. How we are funded.
Disclosure: marketinvoice.co.uk is an independent invoice finance comparison and introducer service operated by Best Business Loans Ltd (company number 16833937). It is a separate business and is not connected to Kriya, Allica Bank or to any provider named on this page. Our introduction partner pays us a fixed fee for each business we introduce, whether or not a facility follows; this is never added to your costs. Invoice finance for limited companies is not a regulated activity, so this comparison is general information rather than regulated financial advice. Figures are indicative; larger facilities are commonly priced bespoke, so confirm terms directly with the provider before you sign.