UK Invoice Finance Market Activity

Every charge (debenture) registered at Companies House is published in real time on the Companies House charges streaming API. We consume that stream continuously and keep only the charges whose registered chargee (the persons entitled field) matches our curated list of UK invoice finance lenders. Each kept charge is recorded once, by its registration (filing) date at Companies House, and aggregated into a monthly total per lender.

We count new debenture registrations, which is a proxy for new facility wins, not confirmed deal value or drawn funds. A lender that signs many small facilities will rank above one that signs a few large ones. Lender classification is by name matching against the published list below; where a parent bank files charges for unrelated lending (mortgages, asset finance) those are excluded because they do not carry an invoice finance entity name. We do not estimate or fill gaps: if the stream did not capture a charge, it is not counted.

Source data is Crown copyright, published by Companies House under the Open Government Licence v3.0. Our monthly aggregation is published under a Creative Commons Attribution 4.0 licence: reuse the figures with attribution to Market Invoice (marketinvoice.co.uk). The dataset is maintained by the Market Invoice editorial team and overseen by Oliver Mackman, director of Best Business Loans Ltd.