Aldermore vs Skipton Business Finance
Aldermore and Skipton are both mid-market invoice finance providers but serve different segments. Skipton accepts businesses from £100,000 turnover. Aldermore requires £750,000+ but offers confidential discounting as standard and a broader product range (asset finance, commercial mortgages). Neither publishes its pricing. Choose Skipton for building society backing or sub-£750k turnover, Aldermore for a full banking relationship.
Skipton accepts lower turnover (£100k vs £750k); neither publishes its service charge. Aldermore offers confidential discounting as standard and a broader product range including asset finance and commercial mortgages. More detail + scope
This page covers
Head-to-head comparison of Aldermore and Skipton invoice finance for UK businesses in 2026
Not covered here
Individual provider reviews (see /providers/aldermore/ and /providers/skipton/), confidential discounting details (see /best/best-confidential-discounting/)
| Feature | Aldermore | Skipton |
|---|---|---|
| Service charge | Not published | Not published |
| Min turnover | £750,000 | £100,000 |
| Advance rate | Up to 90% | Up to 90% |
| Setup speed | 7 days | 7 days |
| Confidential discounting | Standard | Available (no published threshold) |
| Type | Challenger bank (FirstRand) | Building society (est. 1853) |
| Asset finance too? | Yes - full range | Limited |
| Commercial mortgages? | Yes | No |
| Our rating | 4.6/5 | 4.4/5 |
Choose Aldermore If...
- Your turnover exceeds £750k and you want confidential terms as standard
- You also need asset finance, vehicle finance, or commercial mortgages
- You want everything under one banking roof
Choose Skipton If...
- You want Skipton Select-style pricing (a set-up fee plus a service charge banded by turnover, no interest)
- Your turnover is £100k-£750k (below Aldermore's threshold)
- You value building society ethos and transparent pricing
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind Market Invoice. He spent over three years as managing director of Penny, a UK invoice finance business, and his career runs through insurance, mortgages, commercial finance and fintech lending. He writes the Market Invoice library.
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