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Get my 3 quotes →Market Invoice compares the UK providers that fit this need, and you can get 3 free quotes through eCapital, our introduction partner. For established UK hospitality groups (multi-site restaurants, regional pubs, boutique hotels, contract catering) above its £750,000 published minimum, Aldermore offers confidential invoice discounting, bank backing (FirstRand group) and cross-sell to Aldermore asset finance for kitchen and fit-out equipment.
What this page covers
This page covers
Aldermore hospitality invoice finance, confidential discounting, bank backing, cross-sell to asset finance, typical pricing for hospitality
Not covered here
Provider review across all sectors (see /providers/aldermore/), hospitality finance via other providers, asset finance for hospitality specifically
Where Aldermore Fits
Clearing-bank thresholds vary (Lloyds publishes £100,000, NatWest £300,000 and HSBC £1m for invoice discounting), and Close Brothers (FTSE 250 banking) sets £750,000. Aldermore's published minimum is £750,000 (checked September 2026), the same as Close Brothers', and it offers a confidential facility to invoice discounters. For established multi-site hospitality groups above that level, confidential discounting plus asset finance cross-sell is the practical reason to shortlist Aldermore; groups below it should compare Close Brothers, Skipton and the independents instead.
Typical Aldermore Hospitality Facility
| Element | Aldermore Hospitality Pricing |
|---|---|
| Service charge from | Not published (quoted per facility) |
| Discount charge | Not published (charged on the balance advanced) |
| Advance rate | Up to 90% of invoice value |
| Min turnover | £750,000 (published general rule, checked September 2026) |
| Setup time | A few days to a few weeks |
| Cross-sell | Aldermore Asset Finance via group relationship |
When Aldermore Wins for Hospitality
- Hospitality groups above £750k turnover wanting confidential discounting
- Multi-site groups (3-8 sites) running B2B receivables alongside B2C
- Corporate catering, event catering, contract food-service, brewery supply
- Groups planning kitchen refits or fleet expansion alongside (cross-sell to Aldermore Asset Finance)
- Hospitality groups wanting a bank relationship over fintech speed
When to Look Elsewhere
- Sub-£750k turnover, use Skipton (from £100k), Bibby or Ultimate Finance (neither publishes a minimum)
- Above £750k turnover wanting a comparison quote from a bank-backed lender, Close Brothers (individually priced)
- Pure B2C single-unit hospitality, MCA against card flow via Capify / Liberis, not invoice finance
- Hospitality with heavy MCA stress, see FundBiz post-MCA refinance routing
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Aldermore Hospitality FAQ
Why Aldermore for hospitality?
Aldermore offers confidential invoice discounting, with a published general minimum turnover of £750,000 (checked September 2026), which suits established UK hospitality groups (multi-site restaurants, regional pub chains, boutique hotel groups, contract catering operators). The bank backing (Aldermore has been owned by South Africa's FirstRand group since March 2018) suits groups that prefer a bank relationship to a fintech or independent.
Does hospitality fit Aldermore's underwriting model?
Established multi-site hospitality fits well. The £750,000 turnover floor rules out single-unit independents and smaller groups, but suits mid-market hospitality with 3+ sites, consistent banking flow, and B2B receivables (event catering, corporate catering, contract food-service, B2B beverage supply). Pure-B2C hospitality without B2B receivables is out of scope; Aldermore invoice finance is for businesses with named B2B customers.
What about Aldermore for hospitality asset finance?
Aldermore also offers asset finance for hospitality (kitchen equipment, vehicles, fit-out elements) via the same group relationship. Useful for hospitality groups planning a multi-site refit or new-site rollout: invoice finance funds working capital alongside asset finance against new equipment. Cross-sell through a single group relationship beats running invoice finance with one provider and asset finance with another.
What's Aldermore's typical pricing for hospitality?
Aldermore does not publish its fees. It charges a service fee (a percentage of invoice value) and a discount fee on the balance advanced, both quoted per facility. It publishes advances of up to 90% of invoice value. Compare at least one independent quote.
Who is Aldermore best for in hospitality?
Established multi-site UK hospitality groups (from £750k turnover) with B2B receivables (corporate catering contracts, event catering, contract food-service, B2B beverage supply, brewery supply contracts) and consistent trading patterns. Particularly strong for groups that also need asset finance for kitchen refits, vehicle fleets, or fit-out. Single-unit restaurants and bars without B2B receivables are out of scope.
How does Aldermore compare to Close Brothers on hospitality?
Both are bank-tier providers with confidential discounting. Close Brothers publishes a £750k minimum and prices each agreement individually; Aldermore publishes a £750k minimum and no fees, so compare quotes on the same ledger. Aldermore's differentiator is the asset finance cross-sell for kitchen and fit-out spend.