What Is Whole-Turnover Factoring?
Whole-turnover factoring means all your invoices go through the facility — you can't pick and choose. This is the standard model and gets you the best rates because the provider has visibility of your entire debtor book. The alternative is selective or spot factoring where you choose individual invoices.
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Oliver Mackman
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 6 April 2026