BoE Base Rate: 4.50% (since 6 February 2025)

What Is the Minimum Turnover for Invoice Finance?

Most UK providers require £50,000 annual turnover (approximately £4,200/month in invoicing). Some specialist providers accept lower turnover. For selective/spot factoring, there's often no minimum turnover — just a minimum invoice size of £1,000-£5,000. Below £50,000 turnover, the fees may not be cost-effective.

OM

Oliver Mackman

Director, Market Invoice

Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.

Last reviewed: 6 April 2026

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