Can I Finance Just One Invoice?
Yes — this is called selective or spot factoring. You choose which individual invoices to finance without committing to a whole-turnover facility. It costs more per invoice (1-5% vs 0.5-3% for whole-turnover) but has no long-term contract or minimum commitment. Minimum invoice sizes are typically £1,000-£5,000.
OM
Oliver Mackman
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 6 April 2026