Secure Trust Bank Invoice Finance Review
Secure Trust Bank offers invoice factoring and discounting from 0.6% service charge with advance rates up to 90%, for businesses with annual turnover from £250,000. Listed on the London Stock Exchange and established in 1954, they are a well-capitalised specialist commercial lender.
Key Facts
Service charge from0.6%
Advance rateUp to 90%
Setup speed10 days
Min turnover£250,000
Our rating4.2/5
TypeSpecialist bank (LSE listed)
Pros and Cons
Strengths
- Competitive rates (from 0.6%)
- LSE-listed, well-capitalised
- Combined with asset finance and real estate lending
- Strong mid-market focus
Limitations
- Higher minimum turnover (£250k)
- Slower setup (10 days)
- Less flexible than independents on credit
Our Verdict
Secure Trust Bank is a solid mid-market choice for businesses wanting a regulated banking partner. Competitive pricing and LSE-listed security are the main draws. The higher minimum turnover and slower setup are the trade-offs.