{
  "month": "2026-07",
  "total": 488,
  "mom_change": null,
  "yoy_change": -7.9,
  "lenders": [
    {
      "lender": "Bibby Financial Services",
      "category": "large_indep",
      "count": 72
    },
    {
      "lender": "eCapital Commercial Finance",
      "category": "large_indep",
      "count": 49
    },
    {
      "lender": "Tallaght Financial LTD",
      "category": "unclassified",
      "count": 45
    },
    {
      "lender": "HSBC Invoice Finance",
      "category": "bank",
      "count": 36
    },
    {
      "lender": "RBS / NatWest Invoice Finance",
      "category": "bank",
      "count": 31
    },
    {
      "lender": "Lloyds Bank Commercial Finance",
      "category": "bank",
      "count": 30
    },
    {
      "lender": "4Syte",
      "category": "mid_indep",
      "count": 23
    },
    {
      "lender": "Apollo Business Finance",
      "category": "mid_indep",
      "count": 22
    },
    {
      "lender": "Nucleus Cash Flow FINANCE2 Limited",
      "category": "unclassified",
      "count": 21
    },
    {
      "lender": "Cynergy Business Finance",
      "category": "large_indep",
      "count": 20
    },
    {
      "lender": "Quba Solutions",
      "category": "specialist",
      "count": 18
    },
    {
      "lender": "Team Factors",
      "category": "mid_indep",
      "count": 18
    },
    {
      "lender": "Praetura Commercial Finance",
      "category": "large_indep",
      "count": 17
    },
    {
      "lender": "Skipton Business Finance",
      "category": "large_indep",
      "count": 14
    },
    {
      "lender": "Igf Business Credit Limited",
      "category": "unclassified",
      "count": 10
    },
    {
      "lender": "Time Invoice Finance Limited",
      "category": "unclassified",
      "count": 10
    },
    {
      "lender": "Shire Invoice Finance",
      "category": "mid_indep",
      "count": 7
    },
    {
      "lender": "Credit Agricole Leasing & Factoring S.A.",
      "category": "unclassified",
      "count": 6
    },
    {
      "lender": "Arbuthnot Latham & Co",
      "category": "specialist",
      "count": 4
    },
    {
      "lender": "Gc Factoring LTD",
      "category": "unclassified",
      "count": 4
    },
    {
      "lender": "Tfg Capital Limited",
      "category": "unclassified",
      "count": 4
    },
    {
      "lender": "Close Brothers Invoice Finance",
      "category": "large_indep",
      "count": 3
    },
    {
      "lender": "Kriya Finance Limited",
      "category": "unclassified",
      "count": 3
    },
    {
      "lender": "Nucleus Cash Flow FINANCE6 Limited",
      "category": "unclassified",
      "count": 3
    },
    {
      "lender": "Peak Cashflow",
      "category": "mid_indep",
      "count": 3
    },
    {
      "lender": "Sallyport Commercial Finance",
      "category": "mid_indep",
      "count": 3
    },
    {
      "lender": "Sme Invoice Finance Limited",
      "category": "unclassified",
      "count": 3
    },
    {
      "lender": "Wedo Invoice Finance LTD",
      "category": "unclassified",
      "count": 3
    },
    {
      "lender": "Flex Abl Limited",
      "category": "unclassified",
      "count": 2
    },
    {
      "lender": "Crédit Agricole Leasing & Factoring",
      "category": "unclassified",
      "count": 1
    },
    {
      "lender": "Hilldun Corporation",
      "category": "unclassified",
      "count": 1
    },
    {
      "lender": "Wells Fargo Capital Finance (UK) Limited",
      "category": "unclassified",
      "count": 1
    },
    {
      "lender": "Zodeq",
      "category": "specialist",
      "count": 1
    }
  ],
  "lender_count": 33,
  "date_basis": "charge_date (the real Companies House registration/filing date), sourced from the full historic register scan in Postgres, not just events the live stream happened to observe since capture started.",
  "generated_at": "2026-09-28T12:43:51.128810+00:00"
}